Hello, I have 5 finance questions needs answers in 2 hours maximum. Please reply back after you look at the questions attached.

Thanks

1- Use future or present value techniques to solve the following problems. (Note: You can use tables or a financial calculator. If you use a calculator, please provide the inputs you used to solve the problems.) a. If you invested 10,000 in a CD (certificate of deposit) paying you 5% per year, what would be the value of your CD at the end of 5 years? b. If you won $250,000 today and invested all of it in a security that paid an 8% rate of return, how much would you have in 20 years? c. If you bought a new home today valued at $300,000, what will be its value in 10 years if inflation is 3% per year? d. If you can earn 8% per year on your retirement account, how much will you have to save each year if you want to retire in 20 years with $1 million? 2- Construct a balance sheet for the Smith family from the following information. Be sure the format is correct. (20 points for balance sheet) Are the Smiths solvent or insolvent? Explain. Show all work. Cash on hand 100 Bank credit card balance1 15,000 Auto loan balance 25,000 Mortgage 225,000 Primary residence (FMV) 250,000 Jewelry 500 Stocks 1,000 Coin collection 1,500 2010 Toyota 25,000 3- Part 1: The Smith family would like to itemize its deductions for the current tax year. The Smiths' adjusted gross income (AGI) is $85,000. Their filing status is Married Filing Jointly. Looking at the items below, which ones can they itemize, and what is the total they can take on their Schedule A itemized deductions? (30 points) Show all of your work to obtain full credit. Part 2: Assuming that the Smiths' standard deduction would be $11,400 for this tax year and that they are in the 25% marginal federal income tax bracket, how much does itemizing save their family in taxes? Medical expenses State income taxes paid Real estate taxes Home mortgage interest paid Gifts to charity Credit card interest Unreimbursed employee expenses 5,000 5,000 4,000 10,000 2,000 1,000 2,000 4- TCO C) Alan and Barbara are in the process of purchasing their first home. However, they cannot decide whether a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage is best for them. They have decided to finance $200,000 and can get the 15-year mortgage at 4.5% and the 30-year mortgage at 5%. First, calculate the monthly payment of each loan. Next, discuss the pros and cons of a 15-year mortgage versus a 30-year mortgage. John Jones is married, with a son, and would like to purchase enough life insurance to provide the following for his family. 5- Pay off home mortgage $200,000 Pay off car loan 20,000 Final burial expenses 10,000 College education for his son 60,000 Annual living expenses for his family 60,000/year for 20 years If he were to die, his son and wife would receive $14,400 annually for 12 years from Social Security. His wife is also the primary beneficiary of his $100,000 group life policy. Given this information, how much more life insurance does John need? Additionally, John would like to keep his cash outlay as low as possible and the insurance policy that he purchases to last only 20 years. What type of insurance policy would you recommend? Show all calculations for full credit