Hello, I need help understanding the following problem. Please use the excel functions to explain your answer!! $($PV$,$FV$,$NPER,PMT$,$RATE,etc.$)$ The answer should be $6\mathrm{.}19\%$ but I am having a hard time understanding. Thanks for all your help! Question: David won the lottery. He can take a single lump sum payout of $$10$ million dollars or receive $$750,000$ per year for the next $25$ years. What rate of return would David need to break even if he took the lump sum amount instead of the annuity?