Help convert to ARFF

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The following data is a sample from a loan history database of a Japanese bank.

1. Clients: s1, ..., s20
2. Approved loan: s1, s2, s4, s5, s6, s7, s8, s9, s14, s15, s17, s18, s19
3. Rejected loan: s3, s10, s11, s12, s13, s16, s20
4. Clients data:
   • unemployed clients: s3, s10, s12
   • the loan is to buy a personal computer: s1, s2, s3, s4, s5, s6, s7, s8, s9, s10
   • the loan is to buy a car: s11, s12, s13, s14, s15, s16, s17, s18, s19, s20
   • male clients: s6, s7, s8, s9, s10, s16, s17, s18, s19, s20
   • not married: s1, s2, s5, s6, s7, s11, s13, s14, s16, s18
   • live in problematic area: s3, s5
   • age: s1=18, s2=20, s3=25, s4=40, s5=50, s6=18, s7=22, s8=28, s9=40, s10=50, s11=18, s12=20, s13=25, s14=38, s15=50, s16=19, s17=21, s18=25, s19=38, s20=50
   • money in a bank (x10000 yen): s1=20, s2=10, s3=5, s4=5, s5=5, s6=10, s7=10, s8=15, s9=20, s10=5, s11=50, s12=50, s13=50, s14=150, s15=50, s16=50, s17=150, s18=150, s19=100, s20=50
   • monthly pay (x10000 yen): s1=2, s2=2, s3=4, s4=7, s5=4, s6=5, s7=3, s8=4, s9=2, s10=4, s11=8, s12=10, s13=5, s14=10, s15=15, s16=7, s17=3, s18=10, s19=10, s20=10
   • months for the loan: s1=15, s2=20, s3=12, s4=12, s5=12, s6=8, s7=8, s8=10, s9=20, s10=12, s11=20, s12=20, s13=20, s14=20, s15=20, s16=20, s17=20, s18=20, s19=20, s20=30
   • years with the last employer: s1=1, s2=2, s3=0, s4=2, s5=25, s6=1, s7=4, s8=5, s9=15, s10=0, s11=1, s12=2, s13=5, s14=15, s15=8, s16=2, s17=3, s18=2, s19=15, s20=2