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In terms of liability auto insurance, what would 15/30/5 refer to? $15,000 for your injury/death, $30,000 for injury/death to more than one person in your car, and $5,000 for damage to the other party's property In case you get into an auto accident and the other party does not have insurance. 15 days, 30 days, or 5 months to file a claim? $15,000 for injury/death to one person, $30,000 for injury/death to more than one person, and $5,000