helpp! How do you solve for this!!!

You are thinking about getting into a 1-year MBA program at a state university in Texas. The tuition and needed books for a master's program will have an upfront cost of $102,000. On average, a person with an MBA degree earns an extra $20,000 per year on an after-tax basis over a 40-year career basis. If your cost of raising the tuition is 5.9%, using the NPV of this investment and answer whether you should pursue this program or not? show your calculation