Henry and Bob are both 35 years old but have been investing different amounts of money for different lengths of time. Henry saved $15 each month for 12 years at an average interest rate of 3.6% compounded monthly until he was 25. Then he reinvested the entire amount at 3.8% compounded monthly for 10 years. Bob has been depositing $18 each month for the past 10 years into a savings account that earns an average annual interest rate of 3.8% compounded monthly. a) Determine the total value of each of the above investments. Complete the tables or show your formula calculations as part of your solution. Henry-Investment 1 Henry - Investment 2 N3 N= 1%D PV= PMT= PV PMT= FV P/Y= C/Y= FV= P/Y= CN= Bob N= PV= PMT= FV= P/Y= C/Y= b) Determine the rate of return (round to the nearest whole number) for Bob's investment