Historically, Blue Cross and Blue Shield organizations differed from insurance companies in which of the following ways?

Group of answer choices

The Blue Cross$/$Blue Shield plans used community rating, while the traditional insurance plans used standard underwriting characteristics and prior loss experience to develop premiums.

The Blue Cross$/$Blue Shield plans were originally established as non$-$profits, while the insurance plans were organized as for$-$profit companies.

The Blue Cross$/$Blue Shield plans contracted with medical providers and reimbursed them directly, while the insurance plans paid medical expenses by indemnifying their subscribers.

All of these statements are true.