Houston Homes has outstanding debt of $$78$ that is due in one year. Given the financial distress costs, debtholders will receive only $$62$ if the firm does well and $$24$ if it does poorly. The probability that the firm will do well is $75$ percent and the probability that it will do poorly is $25$ percent. Assuming a discount rate of $9\mathrm{.}6$ percent, what is the current value of the debt?