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How do I solve this in my financial calculator? (IRR) Prairie RV Mart offers the following deal. The buyer can pay $39,980 cash for a

How do I solve this in my financial calculator? (IRR)

Prairie RV Mart offers the following deal. The buyer can pay $39,980 cash for a 2012 Grand Senator Class T RV and drive it off the lot. Alternatively, the buyer could make a 10% down payment right now and then pay only $1,000 at the end of every month for the next four years (i.e., pay $3,998 right now followed by 48 payments of $1,000 each). What is the monthly compounded APR implied in the second payment option?

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