how do i solve this with a FINACIAL CALCULATOR?

Whit Inc. issued 5-year $100,000 bonds on January 1, 2018. The bonds pay interest annually. Whit uses the effective interest rate method to amortize bond premiums and discounts. The bonds were issued with a 3% stated interest when the market interest rate was 4%. The journal entry to record the second interest payment on December 31,2019 included a debit to interes expense for (expect some rounding): A. $3,000 B. $4,000 C. $3,855 D. $3,112 E. $3,822