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How do we calculate annual payments when given balloon payment at the end as is the case here? Payment period - 36 months 2010 Honda

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How do we calculate annual payments when given balloon payment at the end as is the case here?

Payment period - 36 months 2010 Honda Clvic RS Cash price R83 000 Credit Interest rate-18% per annum Deposit-10% of cost price Payment period - 30 months Balloon payment on month 30 - R13 000 2004 BMW 328i Sport nch price - R89 000

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