how to solve this

based in USA

Charles and Susan are thinking about starting a family. In preparation for this new phase of their life, they visited a local hospital to learn about the costs of delivery and care. They learned that the average cost for a normal birth is $7,500. This took Charles's breath away, until he remembered his employer- provided insurance coverage, under which he and Susan are covered. The plan features are as follows. $500 per person deductible. 10% coinsurance. $2.500 out-of-pocket yearly maximum. Based on the hospital's estimate and their insurance policy, how much will Charles and Susan pay if Susan gives birth in early January (the beginning of a new insurance year)? How much will the insurance company pay? Charles and Susan will pay Insurance company will pay eTextbook and Media Since you last checked in with Charles, he received a promotion and raise at work. His new annual income is $49,500.Given his new promotion and the fact that he and Susan are thinking of starting a family, he is considering buying a disability policy. Because his employer does not provide this as an employee benefit, he needs to buy a policy in the open market. How much replacement income should he shop for? He should look for a policy that will replace $ of his income. How much might this type of policy cost per year? He can expect to pay between $ and S e Textbook and Media As a hopeful new mother, Susan is anxious to make sure that, as a family, their financial house is in order. She is thinking about buying a life insurance policy. Right now, she has $52.500 in coverage from her employer. Based on the estimation procedure, how much additional coverage should she shop for if her current salary is $32,000 per year? Susan should shop for $ eTextbook and Media Charles has been collecting sports memorabilia for many years. Right now, his collection is worth only $650. Does he need a personal property rider floater) at this time? eTextbook and Media Charles has been collecting sports memorabilia for many years. Right now, his collection is worth only $650. Does he need a personal property rider (floater) at this time? Let's say that he continues to collect and the value of the memorabilia increases to $2,600. Will he need a personal property rider at that time? If yes, approximately how much will the rider cost? Riders cost e Textbook and Media