I am trying to provide strategy paper for SOA. I am lacking some ideas for strategies for my given case.

Financial planning: What are some suggested strategies for each goals and their advantages, disadvantages, and alternatives?

Assume that the client has $70,000 as cash

Goal 1: Save $30,000 as emergency Fund

Strategy

Adv

Disadv

Alt

Goal 2: $40,000 is required for Australian holiday in 3 months

Strategy

Adv

Disadv

Alt

Assume that the clients have total income salary of $160,700, and super balance of $309,549 and $117,419. They are planning to retire in 4 years time, and wish to spend $70,000 per annum as their living expenses.

Goal 3: Have $70,000 per annum as their living expenses

Strategy

Adv

Disadv

Alt

Thanks