I believe individuals should not be held more responsible for their own costs of healthcare services. Instead, I believe the government and healthcare industry themselves should be held responsible for the costs of healthcare services. In a universal healthcare system, the government sets standards on pricing for healthcare providers and facilities. The government then eliminates the competition of private insurances to compete for pricing with providers. This conceptually could keep the pricing fair across the board. Furthermore, a value-based care system under government control would help with the arguments listed in the text stating that people would not understand what services they might need or would skimp on preventative care. The value-based care system would force providers to better educate their patients on illnesses and injuries to maximize their revenue. Under the pay per service model, patients tend to be told where to go and what services to get that some providers may simply be using to drive up the reimbursement. I find in the company I work for those unneeded services, although not contraindicated for the patients care, are being upsold to patients regularly. These patients also often could not even explain what their diagnosis is called and what anatomical body parts are involved. So, to balance the need for consumerism in healthcare service purchases with the need to protect individual against high-cost services is to 1. Remove the private insurance competition and 2. Better educate patients on their care by forcing providers to create an educational environment in value-based care.

Do you agree with the above stance please respond in detail. I will give a thumbs up!