I have issues understanding how they get 65,000 and 35,010. Is there a formula ?

Bonds issued at Face Value Smart Touch Learning has $100,000 of 9% stated interest rate bonds payable that mature in five years, and pay interest annually. The company issues the bonds on January 1, 2014 when the market rate is 9%. Present value of a single sum: 100,000*(PV ss n=5, i=9%) =100,000*0.65=65,000 +Present value of annuity: (100,000*9%)=9,000*(PV ann i=9% n=5 =9,000*3.89=35,010 Total for bonds equals: 65,000+35,010=100,000