I have read the pdf for FDCPA and am not clear if I am understanding it to correctly answer the questions. Below are the questions and my responses. Could someone help to break down in plain English on the rules pertaining to contact from a creditor

Melanie visits David's house at 6 p.m. on a weekday, but nobody answers the door. Is this action permitted under the FDCPA? -Answered YES

• no
• yes

Melanie emails David's employer to ask how and when she may contact David. Is this action permitted under the FDCPA? -Answered NO

• yes
• no

Melanie leaves a message on David's answering machine, promising to call the police if he does not pay his debt. Is this action permitted under the FDCPA? - Answered NO

• no
• yes