I have Rp 200 million and I want to invest it. There are 3 options for me to invest my money, namely:

1. 10-year time deposit with an interest rate of 6%/year,

2. Buying a house and then contracting it for Rp. 20 million/year, which is then expected to be sold at the end of the 10th year at a price of Rp. 150 million (assuming r=12%)

3. Buy gold now and sell for up to 10 years at the end of the year (assuming August 2012 price is USD 400/oz and August 2022 price is USD 1200/oz)

What is the value of the next 10 years for each option?