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i need answer in my own words please please asap thank you 1. In recent years, 'direct lenders' and 'shadow banks' have increasingly provided funding

i need answer in my own words please please asap

thank you

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1. In recent years, 'direct lenders' and 'shadow banks' have increasingly provided funding for businesses, replacing the role traditionally played by commercial banks. To what extent is this true and who are these 'direct lenders' and 'shadow banks'? (35 marks)

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