i need help to understand how to figure out the savings per year, i am not sure, thank you

thank you for reviewing the problem, the short term (1 year) return rate for CD is 3.15 and emergency funds return rate is 3.82, not sure about return rate on paying outstanding debt. the intermediate goals are for three years. long term goals for retirement in 40 years, mortgage 30 years, and future college fund is 40 i would appreciate any help.

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