I need help with question 2 and 3.

2. You want to retire in twenty years. You deposit $200 at the start of each month in a retirement fund that pays 4% compounded monthly. If you will be doing this for twenty 5 years, how much money will you have when you retire? 6 5 20 3. A car costs $25.000. After a down payment of $4,000, the balance will be paid off in 60 equal monthly payments with the interest of 6% per year on the unpaid balance. 21 Find the amount of each payment