I need help with this question please ! thank you!

Using the following information, what is the cost to buy a car? - Down payment $2000 - Monthly loan payment (\$300 per month for a 5-year loan) - Opportunity cost of down payment ($2000 loan period (in years) 2% interest) - Estimated value of vehicle at end of ownership period ($2,000) Select one: a. $18,000 b. $20,000 C. $18,200 d. $20,200