if a bank had longt erm ficed rate assets and short term liabilities and interest rates increased over time, its net interest margin should?

A-increase

B-Decrease

C-Stay the same

If a bank is too __ in attempting to avoid loan losses, its net interest margin will be___.

A-Conservative:high B-Conservative:low C-Aggresive:high D-Aggresive:low

The primary source of funds for credit unions is?

A-Share certificates B-share deposits C-share drafts D-borrowed funds from the central liquidity facility E-none of the above

Adjustable-rate mortages ___ of rising interest rates on a typical savings institiuions spread They __ of declining interest rates on the spread?

A-reduce the adverse impact: reduce the favorable impact B-reduce the adverse impact: increase the favorable impact C-increase the adverse impact, increase the favorable impact D-icnrease the adverse impact:reduce the favorbale impact

When finance companies purchase a firms recievable at a discount, and are responsible for processing and collecting the balances of thse acounts, they act as a

A-leaseing agent, B-leassor C-lessee D-Factor

WHich of the following is not a main source of funds for finance companies?

A-bank loans B-commercial paper issues C-bonds D-capital

___ funds are open to incestment from invesotrs at any time.

A-load B-no load C-open end D-closed end E- none of the above

___are most likely to invest in mortgages.

A-stock miutual funds B- bond mutual funds C-Load funds D-closed end funds