1. If a location is not considered to be an insured location:

   		a. Any personal property belonging to the insured that is kept there will not be covered against loss.
   		b. The insured has no liability coverage for any accidents that occur on such a premises.
   		c. The insured only has liability coverage for any accidents that occur on such a premises while he or she is physically present.
   		d. The insured has liability coverage for the premises, but additional exclusions may apply.