If returns of S&P 500 stocks are normally distributed, what range of returns would you expect to see 95% of the time? Base your answer on the information below.

	Small Stocks	S&P 500	Corporate Bonds	T-Bills
Average Return	19.4819.48%	11.3311.33%	6.656.65%	3.753.75%
Standard Deviation of returns	38.6938.69%	20.5120.51%	6.766.76%	3.993.99%

The 95% prediction interval of the S&P500 is between ____% and _____%. (Round to two decimal places and put the lower number first.)