If the applicable discount rate is 2.2%, what is the present value of the following stream of cash flows? Round to the nearest cent. Cash Flow Year 1: $3,000 Cash Flow Year 2: $4,000 Cash Flow Year 3: $10,000 You plan to deposit $1,000 today, $5,000 in one year and $1,000 in two years in an account earning 5.7% interest. What will the account balance be in 4 years? Round to the nearest cent