"If the interest rate is 5%, the 5-year discount factor is equal to ________. Note: Express your answers in strictly numerical terms. For example, if the answer is 5%, enter 0.05 as an answer."

"If the interest rate is 2.5%, the 1-year discount factor is equal to ________. Note: Express your answers in strictly numerical terms. For example, if the answer is 5%, enter 0.05 as an answer."