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,If we deposit 100,000 Dollars to saving account and If the bank adds interest twice a year and the annual interest rate will be fixed

,If we deposit 100,000 Dollars to saving account and If the bank adds interest twice a year and the annual interest rate will be fixed at 12% at least for 2 years (which means 4 times in two years with rate 12%) What is the net return of that investment (excluding original investment)? EXPLAN N DETAL STEP BY STEP

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