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If you have a 14-year annuity paying $266 monthly beginning in 12 years when interest is 3.99% compounded semi-annually, what is the number of missed

If you have a 14-year annuity paying $266 monthly beginning in 12 years when interest is 3.99% compounded semi-annually, what is the number of missed payments? Treat the deferred annuity as an annuity due with the first annuity payment at the 12-year mark.

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