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If you owe $30,000 at the end of seven years, how much should your creditor accept in payment immediately if she could earn 11 percent

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If you owe $30,000 at the end of seven years, how much should your creditor accept in payment immediately if she could earn 11 percent on her money? (Use a Financial calculator to arrive at the answer. Round the final answer to the nearest whole dollar) Present value

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