If you waited until you were 30 years old to start saving $730 a year at 7% until you retired at 65, giving you only 35 years to save, how much would you have upon retirement according to MoneyChimp.com? How much less money is waiting for you at retirement because you waited until you were 30 to start? How much less money is waiting for you at retirement because you waited until you were 30 to start saving? How much of this reduction is the result of saving less ($730 per year x 8 years)? How much is the result of foregone interest from waiting 8 years to start saving according to MoneyChimp.com?