In 2023, Nina contributes 10 percent of her $100,000 annual salary to her 401(k) account. She expects to earn a 7 percent before-tax rate of return. Assume she leaves the funds in the account until she retires in 25 years when she receives a distribution of the 2023 contribution and its associated earnings. What would be the after-tax proceeds of the distribution? Note: Round your intermediate calculations and final answers to the nearest whole dollar amount. a. Assume Nina's marginal tax rate at retirement is 30 percent