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In contrast to residential mortgage loans, most fixed - rate commercial mortgages do not allow borrowers to freely prepay the principal on their loan. Which

In contrast to residential mortgage loans, most fixed-rate commercial mortgages do not allow
borrowers to freely prepay the principal on their loan. Which of the following prepayment
penalties ties the penalty that borrowers pay to how far interest rates have declined since
origination?
yield-maintenance agreements
lockout provisions
defeasance
curtailment
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