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In discussing retirement planning with Jim and Barbara, Jim feels they should devote more effort to money management. You agree and explain that the habit

In discussing retirement planning with Jim and Barbara, Jim feels they should devote more effort to money management. You agree and explain that the habit of money management will allow them to:
A. Reach yearly vacation planning expenditures
B. Attain objectives for all of their life
C. Reach monthly shopping objectives
D. Eliminate the need for a budget

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