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In order for a certificate of deposit to be negotiable, the UCC requires that it be signed by whom? By the maker, since a CD

In order for a certificate of deposit to be negotiable, the UCC requires that it be signed by whom?

By the maker, since a CD is merely a specialized promissory note.

By no one

By the payee since a CD is merely a specialize form of a draft.

By the promisee

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