In order to pay less in taxes, you need to either earn less or maximize the use of credits and deductions. Follow these steps to reduce the amount of taxes you owe: maximize your contributions to your 401(k), contribute funds to a traditional IRA, review all possible credits for which you may apply, deduct student loan interest, deduct tuition or claim an eligible education tax credit, and what final step?

Group of answer choices

a.Maximize contributions to a qualified health savings account

b.Report less

c.Submit on the last day possible

d.Change your filing status

e.Implement tax evasion