In the beginning of January $2023$ you want to estimate the value of a stock. On December $312022$ the price of the stock was $$63\mathrm{.}5$ and you believe that the annual dividend growth rate and stock price growth rate will be $7\%$ for the years $2023,2024$ and $2025.$ The dividend of $2022$ will be paid in $2023$ and will be $$1\mathrm{.}48.$ The discount rate is $11\mathrm{.}5\%.$ Calculate the price of the stock and say if it is over or undervalued.