In the United States, health care programs may be provided by the federal government, the governments of individual states, or some combinabion of both. It is important to know who is eligible, as well as the services provided by each of these programs. Read each of the following statements and indicate whether it applies to Medicare, Medicaid, or workers' compensation programs. Under this program, employers who file the most claims pay the highest rates, and the rates can vary from state to state. Each state determines its eligibility standards and the types of coverage provided. Part C of the program, which provides vision, hearing, dental, gencral checkup and weliness benefits, is frequently paid for by both the federal government and the premiums paid by members. Evaluating Your Health Care Risk A major part of determining the overall health care that's best for you is that of honestly assessing your willingness to assume responsiblity for reducing your risk. You have some degree of control over two forms of risk: financial and behavioral (also known as lifestyle). For each of the following scenarios, select which type of risk reduction is illustrated As you answer the following questions about Soclal Security disabuly benefis, think about your life coday and how you would respovid of you foced an extended period of disabulity Social Security Disability Benefits Jared recently sustained an injury that is unrelated to his work. He expects to be disabled for some time and has cootacted the Sociat Security Administration to file a cialm for disability benefits. Jared has always beard about 56cial Security disabilty and looks forward to the relief it will deliver. Hared was shocked to learn the terms of qualifying for benefits - First he must be disabled. - Second, his disabitity must be anticipated to be at least - Third, he must be unable to - Fourth, if he satisfes the preceding requrements, his benefit is $1,000 per month, but he must wait for gayments to begin The emonthly pavments retrosctive Jared expects to be disabled for 11 enenths. His benefts will be for benefits because he be disabled long enough to quilly for them. (Hint. It Jared is not ehigible for benefith, enter a. "o" for the monthis and total benent numeric entry boxes.) - Fourth, if he satisfies the preceding requirements, his benefit is $1,000 per month, but he mant want The monthly payments retrosctive. Jared expects to be dieabied for 11 monthi. His benehts wil be for. months for a todal ol benefits because he be diabled long enough to qualify for them. (Hinti. If Jared is not e and total beneft numeric entry boses.) Paolo wants to estimate his monthly disability income needs in case he is injured or ill and can't work for an extended period of time. Paolo has gathered the following figures, on a current, perimonth basis. - Paolos grots payy is $3,375 and take-home pay is $2,500 - If Paolo is eligible for Social Security disability, his benent will be $1,250, Paolo expects to be disabled for 14 months - As an armed services veteran, Paolo has discovered that he would receive $500 from the government. Hils payments would begin immediately. - Paolo would receive $250 in compary disability benefits. His payments would begin immediately. - Paolo would receive $500 from his group disability policy. His payments would begin immediately. Complete the following table for the third month of Paolars disability. In the United States, health care programs may be provided by the federal government, the governments of individual states, or some combinabion of both. It is important to know who is eligible, as well as the services provided by each of these programs. Read each of the following statements and indicate whether it applies to Medicare, Medicaid, or workers' compensation programs. Under this program, employers who file the most claims pay the highest rates, and the rates can vary from state to state. Each state determines its eligibility standards and the types of coverage provided. Part C of the program, which provides vision, hearing, dental, gencral checkup and weliness benefits, is frequently paid for by both the federal government and the premiums paid by members. Evaluating Your Health Care Risk A major part of determining the overall health care that's best for you is that of honestly assessing your willingness to assume responsiblity for reducing your risk. You have some degree of control over two forms of risk: financial and behavioral (also known as lifestyle). For each of the following scenarios, select which type of risk reduction is illustrated As you answer the following questions about Soclal Security disabuly benefis, think about your life coday and how you would respovid of you foced an extended period of disabulity Social Security Disability Benefits Jared recently sustained an injury that is unrelated to his work. He expects to be disabled for some time and has cootacted the Sociat Security Administration to file a cialm for disability benefits. Jared has always beard about 56cial Security disabilty and looks forward to the relief it will deliver. Hared was shocked to learn the terms of qualifying for benefits - First he must be disabled. - Second, his disabitity must be anticipated to be at least - Third, he must be unable to - Fourth, if he satisfes the preceding requrements, his benefit is $1,000 per month, but he must wait for gayments to begin The emonthly pavments retrosctive Jared expects to be disabled for 11 enenths. His benefts will be for benefits because he be disabled long enough to quilly for them. (Hint. It Jared is not ehigible for benefith, enter a. "o" for the monthis and total benent numeric entry boxes.) - Fourth, if he satisfies the preceding requirements, his benefit is $1,000 per month, but he mant want The monthly payments retrosctive. Jared expects to be dieabied for 11 monthi. His benehts wil be for. months for a todal ol benefits because he be diabled long enough to qualify for them. (Hinti. If Jared is not e and total beneft numeric entry boses.) Paolo wants to estimate his monthly disability income needs in case he is injured or ill and can't work for an extended period of time. Paolo has gathered the following figures, on a current, perimonth basis. - Paolos grots payy is $3,375 and take-home pay is $2,500 - If Paolo is eligible for Social Security disability, his benent will be $1,250, Paolo expects to be disabled for 14 months - As an armed services veteran, Paolo has discovered that he would receive $500 from the government. Hils payments would begin immediately. - Paolo would receive $250 in compary disability benefits. His payments would begin immediately. - Paolo would receive $500 from his group disability policy. His payments would begin immediately. Complete the following table for the third month of Paolars disability