In time-and-material pricing, a material loading charge covers all of the following except Select one: O a. purchasing costs. O b. related overhead. O c. desired profit margin. O d. All of these are covered. Target cost is comprised of Select one: O a. variable and fixed product costs only. O b. variable product and period costs only. O c. all product and period costs. O d. fixed product and period costs only. All of the following are factors that can affect pricing decisions except Select one: O a. cost considerations. O b. demand. O c. environment. O d. All of these are factors. Clear my choice