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Income Statement of Sanders Bank Balance Sheet of Sanders Bank ( in Millions) FY 2016/17 2017/18 2018/19 2019/20 2020/21 FY 2016/17 2017/18 2018/19 2019/20 2020/21
Income Statement of Sanders Bank | Balance Sheet of Sanders Bank | |||||||||||||
( in Millions) | FY | 2016/17 | 2017/18 | 2018/19 | 2019/20 | 2020/21 | ||||||||
FY | 2016/17 | 2017/18 | 2018/19 | 2019/20 | 2020/21 | SOURCES OF FUNDS : | ||||||||
Share capital | 2,100 | 2,100 | 2,100 | 2,100 | 2,100 | |||||||||
Interest Earned | 53,125 | 62,838 | 77,596 | 87,770 | 1,08,450 | Total reserves | 42,194 | 46,376 | 52,355 | 59,989 | 66,253 | |||
Interest/discount on advances/bills | 32,125 | 36,254 | 41,898 | 45,256 | 56,325 | |||||||||
Others | 21,000 | 26,584 | 35,698 | 42,514 | 52,125 | Deposits | 5,99,117 | 6,10,989 | 7,24,598 | 7,90,785 | 8,06,120 | |||
Demand deposits | 35,600 | 35,623 | 39,000 | 45,230 | 50,120 | |||||||||
Other Income | 7,452 | 5,658 | 6,589 | 2,124 | 2,325 | Savings deposit | 1,52,843 | 1,52,366 | 1,62,366 | 1,85,555 | 1,76,000 | |||
Term deposits/fixed deposits | 4,10,674 | 4,23,000 | 5,23,232 | 5,60,000 | 5,80,000 | |||||||||
TOTAL INCOME | 60,577 | 68,496 | 84,185 | 89,894 | 1,10,775 | |||||||||
Borrowings | 56,880 | 58,210 | 57,422 | 61,818 | 67,765 | |||||||||
EXPENDITURE | Borrowings From Reserve Bank of India | 4,450 | 5,000 | 5,500 | 6,230 | 6,560 | ||||||||
Interest Expended | 23,316 | 24,032 | 38,736 | 27,656 | 34,932 | Borrowings From other banks | 322 | 250 | 262 | 300 | 320 | |||
Interest on deposits | 22,301 | 22,620 | 35,000 | 24,000 | 29,254 | Borrowings From other financial institutions | 39,033 | 40,230 | 40,030 | 42,365 | 45,620 | |||
Interest on RBI/interbank borrowings | 15 | 112 | 536 | 856 | 1,422 | Borrowings in the form of bonds/debentures | 1,978 | 2,500 | 2,400 | 2,658 | 2,897 | |||
Other interest | 1,000 | 1,300 | 3,200 | 2,800 | 4,256 | Borrowings From out of India | 11,096 | 10,230 | 9,230 | 10,265 | 12,368 | |||
Net Interest Income | 37261 | 44464 | 45448.64 | 62238 | 75843 | Other Liabilities & Provisions | 13,804 | 14,446 | 17,423 | 18,664 | 22,243 | |||
Operating Expenses & Administrative Expenses | 7,233 | 8,659 | 10,230 | 12,588 | 15,520 | Total Liabilities | 7,14,095 | 7,32,121 | 8,53,898 | 9,33,356 | 9,64,481 | |||
Provisions and Contingencies | 5,214 | 5,756 | 4,052 | 2,157 | 3,560 | APPLICATION OF FUNDS : | ||||||||
Provision for investments | -786 | 256 | 540 | -425 | 1,560 | Cash and Balance with Reserve Bank of India | 24,760 | 30,664 | 27,778 | 30,191 | 32,736 | |||
Others provisions | 6,000 | 5,500 | 3,512 | 2,582 | 2,000 | Cash with RBI | 22,300 | 27,562 | 23,658 | 24,568 | 26,501 | |||
Cash in hand and others | 2,460 | 3,102 | 4,120 | 5,623 | 6,235 | |||||||||
Profit Before Tax | 24,814 | 30,049 | 31,167 | 47,493 | 56,763 | |||||||||
Taxes | 7,444 | 9,015 | 9,350 | 14,248 | 17,029 | Balances with banks and money at call | 4,200 | 8,230 | 12,087 | 9,856 | 15,236 | |||
Profit After Tax | 17,370 | 21,034 | 21,817 | 33,245 | 39,734 | |||||||||
Number of outstanding shares* | 900 | 900 | 900 | 900 | 900 | Investments in India | 2,40,023 | 2,42,366 | 2,75,456 | 2,82,256 | 2,98,500 | |||
Adjusted EPS | 19.30 | 23.37 | 24.24 | 36.94 | 44.15 | Advances | 4,32,041 | 4,36,259 | 4,95,821 | 5,08,061 | 5,37,300 | |||
Dividend per share | 2.00 | 1.70 | 2.00 | 2.00 | 2.20 | Bills purchased and discounted | 12,167 | 8,986 | 18,538 | 14,939 | 13,029 | |||
Cash credit, overdraft and loans repayable | 1,39,032 | 1,74,115 | 2,16,832 | 2,65,154 | 2,29,775 | |||||||||
Term Loans | 1,18,302 | 1,36,431 | 1,42,189 | 1,60,874 | 1,91,558 | |||||||||
Capital Work in progress | 130 | 152 | 162 | 182 | 226 | |||||||||
Net block | 6,203 | 5,506 | 6,500 | 7,500 | 8,820 | |||||||||
Other assets | 6,738 | 8,944 | 36,094 | 95,311 | 71,663 | |||||||||
Total Assets | 7,14,095 | 7,32,121 | 8,53,898 | 9,33,356 | 9,64,481 |
Please forcast for the next 5 year income statement, balance, valuation upside with sensitivity, Ebidta, EPS, Dividend per share, Adjusted, PAT, IRR, NPV and MIRR. Based on the given data make assumptions for the forecast for the next 5 years.
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