is years

Scenario: Jordan and Kyle work for the same company and have the same retirement goal. Both

will retire at age $65$ and plan to withdraw $$1,200$ per monthfrom their retirement account until

they reach $80$ years old. The company's retirement plan compounds monthly at a $4\%$ interest

rate. Kyle started contributing monthly payments at age $25,$ whereas Jordan didn't start

contributing monthly payments until age $45.$