It is your first day on the job at the local branch of NAT Bank and Marie Smith has booked an appointment with you to discuss the potential of applying for a credit card. Marie has been employed at ACME Processors as a full$-$time supervisor $12$ years. She earns $$42,000$ a year. Marie would like a credit limit of $$5000$ and does not want to advantage of any balance transfer offers at this time. She is applying for a new credit card because her other card is not always accepted, and she thinks that it would be a good idea to have a backup card. Marie does not currently own a home. She pays $$800$ a month in rent. This does not include heat and power which cost her $$150$ a month. Marie has been saving for a home with a regular RRSP deposit of $$100$ every two weeks. She has accumulated $$10,000$ in her RRSP$.$ Marie drives a three$-$year$-$old Chevrolet Malibu, which is currently worth around $$12000.$ In addition, she has $$1000$ in a chequing account.

Maries credit report shows a car lease with GMAC. The lease balance is currently $$9751,$ with a monthly payment of $$450.$ Marie also has a line of credit with a limit of $$15,000.$ There is no balance on this account at this time. Maries credit card has a balance of $$3,000$ with the limit of $$7,000.$ Marie recently paid off another loan.

calculater TDS $.$