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James has a yearly salary of $ 3 3 , 3 0 0 . His employer withholds $ 4 9 9 5 in state and

James has a yearly salary of $33,300. His employer withholds $4995 in state and federal taxes and $3463 in FICA taxes throughout the year. He has the following
monthly costs: transportation is $230, cell phone bill is $75, student loans require $210 in repayment, and rent is $625. He is using the average monthly costs for each
of the following in order to gain an idea of other monthly expenses: utilities are $220, internet is $85, health insurance is $312, and groceries are $250. How much
money is left each month for discretionary spending after all necessities are accounted for? Round your answer to the nearest cent, if necessary.
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