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Jane wanted to insure her motorcycle and spoke to Sean, a representative of a specialist broker, at a motorbike show. Sean took her details and
Jane wanted to insure her motorcycle and spoke to Sean, a representative of a specialist
broker, at a motorbike show. Sean took her details and obtained quotes from a number of
insurers, that he passed onto Jane. Jane agreed to take out a policy with the insurer who
provided the cheapest quote, through Seans brokerage. She later submitted a claim for theft
of her motorbike through Seans brokers. The insurer declined cover as the motorbike had a
cc engine and not a cc engine, that had been proposed. Sean realised that he had
incorrectly recorded the cc of the motorbike but noted that Jane had signed the proposal form.
a Explain briefly, the nature of the legal relationship, if any, between Jane and Sean. marks
b Discuss the legal implications for Sean of the incorrect type of motorbike being recorded. marks
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