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Jane wanted to insure her motorcycle and spoke to Sean, a representative of a specialist broker, at a motorbike show. Sean took her details and

Jane wanted to insure her motorcycle and spoke to Sean, a representative of a specialist
broker, at a motorbike show. Sean took her details and obtained quotes from a number of
insurers, that he passed onto Jane. Jane agreed to take out a policy with the insurer who
provided the cheapest quote, through Seans brokerage. She later submitted a claim for theft
of her motorbike through Seans brokers. The insurer declined cover as the motorbike had a
1000cc engine and not a 150cc engine, that had been proposed. Sean realised that he had
incorrectly recorded the cc of the motorbike but noted that Jane had signed the proposal form.
a) Explain briefly, the nature of the legal relationship, if any, between Jane and Sean.(4 marks)
b) Discuss the legal implications for Sean of the incorrect type of motorbike being recorded. (6 marks)

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