Jensen, Solberg, and Zorn investigated the relationship of insider ownership, debt, and dividend policies in companies. One of their findings was that firms with high insider ownership choose lower levels of both debt and dividends. Shown here is a sample of data of these 3 variables for 11 different industries. Using the data from the table, develop a multiple regression model to predict insider ownership from debt ratio and dividend payout. Comment on the strength of the model and the predictors by examining the ANOVA table and the t tests.

Industry	Insider Ownership	Debt Ratio	Dividend Payout
Mining	8.2	14.2	10.4
Food and Beverage	18.4	20.8	14.3
Furniture	11.8	18.6	12.1
Publishing	28.0	18.5	11.8
Petroleum refining	7.5	27.8	10.5
Glass and cement	15.4	24.7	12.6
Motor vehicle	15.7	15.6	12.6
Department store	18.4	21.7	7.2
Restaurant	13.4	23.0	11.3
Amusement	18.1	46.7	4.1
Hospital	10.0	35.8	9.0

*Round your answers to 4 decimal places. **Round your answers to 2 decimal places. ***Round your answers to 3 decimal places. The regression model is: Insider Ownership = * Debt Ratio + * Dividend Payout The overall value of F is only **with p-value of *** This model significant. v significant (tDebt = *** with a p-value of *** and tDividend = *** with a p-value of * * *)