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Jerry, a graduate of Mississippi State University, worked as a kindergarten teacher for a year before filing for Chapter 7 bankruptcy. As part of his

Jerry, a graduate of Mississippi State University, worked as a kindergarten teacher for a year before filing for Chapter 7 bankruptcy. As part of his bankruptcy petition, he lists $32,000 of credit card debt, $75,000 in student loan debt, and $2,500 of state income taxes. What is BAPCPA and what, if any of these debts can be discharged? Why or why not can each of these debts be discharged?

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