Question
Jillian operates a sporting goods store in a rented location at a shopping mall. She is insured under a CGL policy with the following limits:
Jillian operates a sporting goods store in a rented location at a shopping mall. She is insured under a CGL policy with the following limits: General aggregate limit $1,000,000 Products-completed operations aggregate limit 1,000,000 Personal and advertising injury limit 250,000 Each-occurrence limit 300,000 Damage to rented premises 100,000 Medical expense limit (any one person) 5,000 Indicate the dollar amount, if any, that Jillians insurer will pay for each of the following losses. Treat each part separately:
a) Three customers were injured when a store display collapsed and fell on them. The customers had medical expenses of $6,000, $7,500, and $5,000, respectively.
b) An employee discarded a cigarette in a waste basket. The discarded cigarette started a fire that caused $50,000 in damage to the rented building.
c)Jillian thought a customer was shoplifting. She did not know the customer was returning merchandise he had purchased earlier in the week and exchanging it. When the customer left the store, Jillian had him arrested for shoplifting. The customer is suing Jillian for $25,000 for false arrest.
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