Joan Lucky won the $56 million lottery. She is to receive $1.7 million a year for the next 25 years plus an additional lump-sum payment of $13.5 million after 25 years. The discount rate is 9 percent. What is the current value of her winnings? Use Appendix B and Appendix D. (Provide answers in terms of millions of dollars. Round "PV Factor" to 3 decimal places. Round the final answer to the nearest whole dollar.) Current Value $