Joanne needs to use credit to buy a new dinghy, which costs $3600 plus $450 for the motor. Joanne wants to have the loan repaid in 4 months. She is considering these two credit options: Her line of credit at 10.4%, compounded monthly Her new credit card, which has a $100 rebate on its first use and an interest rate of 13.7%, compounded daily Joanne thinks that she should choose her line of credit because it has a lower interest rate. Do you agree