Joe and Marla are applying for a $$45,000$ loan to purchase a car. The five$-$year loan will have a monthly payment of $$500.$ They own their condo and monthly payments include their mortgage of $$2,800,$ their condo fees of $$600,$ and their heating expense of $$100.$ Their property taxes are $$6,000$ per year. Joe and Marla earn gross salaries of $$90,000$ and $$150,000,$ respectively. What is their Total Debt Service Ratio? Keep your answer as a whole number and round to $2$ decimal places.