Joe has a spouse named Jane and three children (all minor). Assets owned by Joe and Jane

include a joint checking account (with rights of survivorship), a joint savings account (with rights

of survivorship), and a joint home (with rights of survivorship). Both Joe and Jane have company

cars.

Question: Which of the following estate planning documents do you recommend, if any, that Joe and

Jane execute? Explain your answer and include why you feel that any documents should be executed

and why you feel any documents should not be executed.